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Small business owner reviewing rising business costs, expenses and profit margins

The Small Cost Increases That Quietly Eat Into Your Profit

Profitability & business planning The Small Cost Increases That Quietly Eat Into Your Profit. A few extra pounds on a software subscription. A supplier putting its prices up. Higher fuel costs. Increased insurance. Another wage increase. None of these may look serious on its own, but together they can quietly…
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Business finance dashboard, cash flow forecast and notebook showing five key numbers every business owner should know

5 Numbers Every Business Owner Should Know

Business finance Five Numbers Every Business Owner Should Know. Your accounts can tell you what happened last year. Running the business well means understanding what is happening now. These five figures give business owners a much clearer picture of cash, upcoming commitments and how much financial breathing room they really…
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One large customer outweighing several smaller customers, illustrating customer concentration risk

Are You Relying Too Heavily on One Customer?

html = r”’ Business advice Cash flow Are You Relying Too Heavily on One Customer? A major customer can be brilliant for business. But if too much of your revenue, profit or cash flow depends on them, their next decision could have a much bigger effect on your business than…
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UK business owner discussing changes to a limited company with an accountant

Five company changes your accountant needs to know about

Limited companies Companies House Business support Five company changes your accountant needs to know about. Tell your accountant when the business changes, not months later. Early information helps keep Companies House records, tax registrations, payroll and accounts aligned. 8 min read  |  Published 13 August 2026  |  RiverView Portfolio Quick…
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Why Some Employees Are Receiving Pension Payments From HMRC

Payroll & HR Why Some Employees May Receive a Low Earner’s Pension Payment From HMRC. HMRC is contacting around one million eligible individuals from August 2026. Employers do not need to process the payments, but payroll teams may receive questions from affected employees. 5 min read Updated August 2026 RiverView…
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how payroll can help cover image

The True Cost of Getting Payroll Wrong

Payroll & HR The True Cost of Getting Payroll Wrong Payroll mistakes are not just admin problems. They can affect your staff, your HMRC position, your pension duties and your cash flow. 7 min read Updated July 2026 RiverView Portfolio   Quick answer Getting payroll wrong can cost far more…
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New Director Tax Reporting Rules

Self Assessment | Company directors New Director Tax Reporting Rules: What Business Owners and Company Directors Need to Know. From the 2025/26 tax year, directors who already complete a Self Assessment return must provide more detailed information about their directorships and, where relevant, their close company interests. Quick answer This…
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